HDB Financial Services overview:

HDB Financial Services (HDBFS) is a subsidiary of HDFC bank. The company is a leading Non-Banking Financial Company (NBFC) that caters to both Individual as well as business Clients.

Products of the Company

The HDB unlisted shares price is supported by the company’s current product portfolio, which consists of Loans, Fee-based products, and BPO services.

Loans:

The company offers secured and unsecured loans to various customer bases. These include Consumer Loans, Enterprise Loans, and Asset Finance.

Consumer Loans:

The company provides loans for the purchase of products such as mobile phones, computers, laptops, other audio and video equipment, essential non-consumable, movable products in the household, personal loan, lifestyle products, etc. for fulfilling short to medium term requirements of the client.

The company also provides gold loans, auto loans, and loans against mutual fund units.

Enterprise Loans:

The company provides loans to SMEs for fulfilling their working capital needs to execute big orders, purchase of new machinery for faster or increase in production, loans for expansion of business, refinance of existing loans, etc. either as unsecured loans or secured against property, securities, etc.

Asset Finance:

The company provides loans for the purchase of new as well as used commercial vehicles, construction equipment that generates income for the borrowers, and tractor loans. The company also offers refinancing facilities of existing vehicles and equipment.

Fee-based Products

The company sells life and general insurance products of HDFC standard life and HDFC Ergo general insurance. The company also distributes mutual funds and other third-party products.

Services:

The company provides collections and back-office services to HDFC bank. The company has set up 15 call centres across the country and provides services to the bank at 750 locations through its calling and field support teams.

Management of the Company

The company provides collections and back-office services for HDFC bank.

Name	Designation
Mr. Aditya Puri	Chairman & Non-Executive Director
Mr. Jimmy Tata	Non-Executive Director
Dr. Amla Samanta	Independent Director
Ms. Smita Affinwala	Independent Director
Mr Venkatraman Srinivasan	Independent Director
Mr Adayapalam Viswanathan	Independent Director
Mr G. Ramesh	Managing Director & Chief Executive Officer

Past Performance of the Company

(All figures INR in crores except specifically mentioned)

	2015-16	2016-17	2017-18	2018-19	2019-20
Total Revenue	3,302.02	5,714.54	7,027.12	8,724.81	10,756.47
Profit before Tax (PBT)	817.81	1,058.59	1,436.11	1,724.06	1,464.48
Profit After Tax (PBT)	534.41	698.77	933.02	1,153.24	1,004.85
Assets under Management (AUM)	25,906.00	34,277.00	44,268.31	55,425.16	58,833.00
Shareholders’ Funds	3,561.80	5,362.90	6,040.35	7,178.48	8,017.80
Earnings per share (EPS) (INR)	7.64	9.64	11.94	14.71	12.78
Book Value per share (INR)	50.87	68.73	77.15	91.36	101.80
Dividend per share (INR)	1.20	1.50	1.60	1.80	0.00

HDB Financial Services Shareholders holding pattern as on 31.03.2020 is as under:

Sr. No	Shareholder category	No. of Shares	Holding (in %)
1	Promoters (HDFC Bank Limited)	75,05,96,670	95.30
2	Others	3,69,82,986	4.70
Total outstanding shares as on 31.03.2020		78,75,79,656	100.00

Annual Reports of last 2 years

HDBFS-Annual-Report-2020.pdf

HDBFS-Annual-Report-2019.pdf

HDB Financial Services Limited Unlisted Shares Details:

Particulars	Narration
Total available shares	500 equity shares
Face value	₹10 per equity share
ISIN	INE756I01012
Lot size	100 shares
Current Unlisted Share Price	₹ Best in Industry per Equity Share
PAN number	AABCH8761M

Unlisteddeal Review

The company has a strong product portfolio, strong financials, and backed by management with sound corporate governance and performance history, which has benefited the HDB financial services ltd share price.
The company has posted strong CAGR 26.64% revenue growth over a period of last 5 years, strong CAGR 13.46% PAT growth during the same period and strong CAGR of 10.84% in EPS including the initial effect of COVID 19 provided as on 31.03.2020
The company has paid a dividend to shareholders and has grown at a CAGR of 26.63 % over a period of the last 4 years. However, during the year-end 31.03.2020, citing uncertainty due to COVID-19, management has not recommended any dividend payout.
Benefiting HDB’s Financial services share value is the sound management and consistent growth history, which is an indication that the company may do well in future entailing good CAGR returns to the esteemed shareholders of the company.

HDB Financial services in the news:

Frequently Asked Questions (FAQs) on HDB Financial Services Limited unlisted shares:

1. How to buy HDB unlisted shares?

The step-by-step process for buying HDB Finance Share at current price in unlisted Market is as follows:

Step 1: A deal is proposed between unlisteddeal and buyer either on WhatsApp or over email.

Step 2: Buyer provides their client master copy for transfer of shares, PAN card copy, Aadhar card copy and cancelled cheque. The deal gets confirmed once documents provided are in order.

Step 3: Buyer transfers deal amount to bank account details provided by us and provide us with remitter name, bank account number, bank name and UTR no. for the amount transferred to us.

Step 4: We shall transfer shares to buyer account on the same day of receipt of funds and raise contract note.

See the Infographic flow to buy the shares

2. How to sell HDB shares?

Step by step process to sell Unlisted shares of HDB Financial unlisted shares is as under:

Step 1: A deal is proposed between unlisteddeal and seller either on WhatsApp or over email.

Step 2: Seller provides their client master copy, PAN card copy, Aadhar card copy, delivery instruction slip (DIS) copy and cancelled cheque copy. The deal gets confirmed once documents provided are in order.

Step 3: Seller transfer shares to details provided to them by us.

Step 4: We shall make payment to the seller on the same day of receipt of shares.

See the Infographic flow to sell the shares

HDB Financial Services Unlisted Shares